with Cherry & Tox and Tonic
Buy Now. Pay Monthly. Let your money go further and take better control of your cash flow
when you pay in smaller, more manageable monthly installments with Cherry.
How It Works
Choose from a range of monthly payment plans with some qualifying for 0% APR options. Thanks to Cherry’s fast application process, you’ll be enjoying your purchase in no time – all you need is your state ID and mobile phone number to get started. If approved, manage payment options and stay in control with 24/7 access to Cherry’s self-serve patient portal.
Please note there is a minimum total balance of $200 to participate in our program. By using this service you agree to an additional administration fee (subject up to 20% of the total cost) when using our Treat Now, Pay Later Program.
Frequently Asked Questions
Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.
If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to “request an increase,” it means you are ineligible for an increase at this time.
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
To request a refund, please contact Tox and Tonic directly.
We defer to the refund policies put in place by Tox and Tonic and cannot initiate a refund without their approval.
Once Tox and Tonic authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My Plan
Manage your payment plans inside the Cherry Patient Portal.
SkinTonic MD / $76.00
Clinically proven combination of ingredients reduces the appearance of dark circles, puffiness, and wrinkles around the eye area.